Mission
Make every obligation clear, workable and demonstrable for the regulated businesses we support.
Dominance in Compliance.
Licensing, monitoring and training for financial service providers and credit providers who cannot afford a finding.
Compliance that protects.
We help you stay ahead of regulatory risk so you can focus on growth.
Trusted by FSPs
Why RCC
Clarity you can act on.Evidence you can produce.
RCC Compliance Consulting is an authorised practice serving independent financial service providers, credit providers and accountable institutions across South Africa.
We keep obligations current, controls demonstrable and evidence ready before it is requested—without turning compliance into unnecessary bureaucracy.
- FSCA authorisedPN 7870
- Regulatoryoversight
- Evidence-readyreporting
Vision
Be the practice clients call before a compliance gap becomes a regulatory finding.
Values
Give direct advice, keep our commitments, document our work and raise concerns early.
Promise
Dominance in Compliance: you know what is required, what has been done and what comes next.
What we do
Nine services.Three outcomes.One trusted compliance partner.
We help financial services businesses become authorised, remain compliant, and build the knowledge and capability to grow with confidence.
Practical advice. Regulatory confidence. Measurable results.
Become authorised
Get the licences and approvals you need to operate legally.
01FSP licensing and approval
End-to-end FSP and insurance broker licensing across all categories, including crypto asset provider licensing and licence amendments.
Explore FSP licensing and approvalHow we help
- New FSP licence applications across all categories
- Insurance broker licence applications
- Crypto asset service provider licensing
- Amendments to existing licence conditions
02NCR credit provider licensing
Credit provider registration, statutory returns and certificate renewals managed before they become a licensing risk.
Explore NCR credit provider licensingHow we help
- Credit provider registration applications
- Statutory NCR returns and reports
- Renewal of registration certificates
- Compliance with NCA affordability assessment requirements
03Key individual services
Approvals, category management and ongoing support for the people carrying personal regulatory responsibility.
Explore Key individual servicesHow we help
- Key Individual placement into licensed FSPs
- Key Individual capacitation for management and oversight duties
- Key Individual training, regulatory examination preparation and CPD
- Competence and fit-and-proper record keeping
Remain compliant
Strengthen controls, meet obligations and reduce regulatory risk.
04Compliance monitoring
Ongoing independent oversight, reporting and remediation across your licence conditions.
Explore Compliance monitoringHow we help
- FICA monitoring for financial service providers
- FAIS Act monitoring against licence conditions
- NCA and NCR monitoring for registered credit providers
- Outsourced compliance officer services
05FICA implementation
Practical RMCP, AML and CFT controls built around how your accountable institution actually operates.
Explore FICA implementationHow we help
- RMCP drafting and implementation
- RMCP training for staff and management
- Registration of the institution with the Financial Intelligence Centre
- Anti-money laundering and counter-terrorist financing measures
06Governance frameworks
Governance structures, internal controls and policies designed to hold up under supervisory review.
Explore Governance frameworksHow we help
- Governance structure design and documentation
- Internal control frameworks
- Regulatory readiness assessments
- Policy and procedure drafting
Build and maintain competence
Develop your people, evidence competence and stay inspection-ready.
07RE exam training
Structured RE1, RE3 and RE5 preparation grounded in the qualifying criteria and source legislation.
Explore RE exam trainingHow we help
- RE1 preparation for key individuals
- RE5 preparation for representatives
- Up to four dedicated training sessions
- Study materials and question practice
08Class of business and CPD
Class of business and annual CPD support with the verified records your competence register requires.
Explore Class of business and CPDHow we help
- Class of business training by product category
- CPD activity planning against annual hour requirements
- Verified attendance and completion records
- Competence register maintenance
09Industry training
Role-specific FAIS, FICA, TCF, POPIA and conflict-of-interest training with evidence of completion.
Explore Industry trainingHow we help
- FAIS Act training for representatives and key individuals
- FICA and RMCP awareness training
- Treating Customers Fairly (TCF) training
- Conflict of interest training
How an engagement runs.
Four stages, in order. You know at every point what has been done and what is outstanding.
- Stage 01
Assess
We establish what your licence, registration and statutory obligations actually require, and where the current gaps sit.
- Stage 02
Design
Controls, policies and registers are drafted to fit how your business runs, not copied from a template that will not survive an inspection.
- Stage 03
Implement
We put the framework into operation, train the people who have to run it, and establish the evidence trail from day one.
- Stage 04
Monitor
Ongoing monitoring against a fixed calendar, with reportable findings and the records you need when the regulator asks.
Stage 01Assess
We establish what your licence, registration and statutory obligations actually require, and where the current gaps sit.
Stage 02Design
Controls, policies and registers are drafted to fit how your business runs, not copied from a template that will not survive an inspection.
Stage 03Implement
We put the framework into operation, train the people who have to run it, and establish the evidence trail from day one.
Stage 04Monitor
Ongoing monitoring against a fixed calendar, with reportable findings and the records you need when the regulator asks.
Who we serve.
Schedule 1 of the FIC Act brought a wide range of businesses into the accountable institution net.
Many still do not have an RMCP that would survive an inspection.
Schedule 1 coverage across multiple regulated sectors.
Most requested
Financial service providers
FAIS licensedCategory I to IV FSPs, insurance brokers and intermediaries carrying licence conditions and representative oversight duties.
Explore Financial service providersCredit providers
NCR registeredRegistered credit providers with statutory return obligations, certificate renewals and NCA affordability requirements.
Explore Credit providersLegal practitioners
FIC Sch 1 item 1Attorneys holding trust accounts, now accountable institutions with full RMCP and customer due diligence obligations.
Explore Legal practitionersMotor vehicle dealers
FIC Sch 1 item 9Dealerships handling high-value transactions, with cash threshold reporting and customer verification duties.
Explore Motor vehicle dealersProperty practitioners
FIC Sch 1 item 2Estate agents and property practitioners subject to FICA obligations alongside PPRA compliance requirements.
Explore Property practitionersHigh-value goods dealers
FIC Sch 1 item 20Dealers in precious metals, stones and other high-value goods above the prescribed cash threshold.
Explore High-value goods dealersSee where your obligations actually stand.
Book a consultation: a structured review of your current obligations, gaps and exposure, with no obligation to proceed.
Authorised
FSCA-authorised compliance practice you can rely on.
Workable
Real-world frameworks that fit your business.
Proactive
Stay ahead of regulatory risk and avoid penalties.
Commercial
Free you to focus on growth while we handle compliance.